RV Insurance - Learn About Recreational Vehicle Insurance

Recreational Vehicle Insurance

The only thing better than hitting the open road with the freedom to go anywhere is saving money in the process. Let us quote your RV insurance to see how much we can save you.

What is RV Insurance?

Insurance protection for Recreational Vehicles RV's affords insureds protection against the risk of financial loss for the ownership and operation of most recreational vehicles, including motor homes, fifth wheel trailers, Airstream travel trailers, mounted truck campers and more.

Recreational Vehicle Insurance Coverages

Indicated below are the common insurance coverages available for a Recreational Vehicle RV insurance policy. Most states require legal liability and first party benefits insurance protection to satisfy the state's financial responsibility laws. Other types of insurance coverage are generally optional.

Below is a list of the most common types of RV insurance protection:

Legal liability - for bodily injury and/or property damage liability suffered by a 3rd party due to the negligence of the insured, while using their covered RV. A very important "Tort Option" - Limited or Full Tort - election must be made by the insured
First Party Benefits or Personal Injury Protection (PIP) - insurance protection for the insured and residents of their household for medical expenses, loss of wages, accidental death or funeral benefit resulting from a RV accident.
Collision - Physical damage insurance protection for damage to the insured's owned or leased RV. A collision deductible must be selected.
Comprehensive - Physical damage insurance protection for financial loss to the insured's covered RV due to theft, vandalism, falling objects, flood, earthquake, fire, collision with an animal and additional perils that are customarily not covered under the insured's collision coverage. A comprehensive deductible must be selected.
Uninsured/Underinsured Motorists Liability - for bodily injury to the insured, resulting from the negligence of a 3rd party, when at the time of the accident the 3rd party does not satisfy the financial responsibility law of the state or the 3rd party's legal liability limits for Bodily Injury Insurance protection is inadequate to cover your "non-economic or pain & suffering" financial losses. This type of insurance protection will also provide a remedy for the insured if injured due to a "hit and run" motorist. The insured's Tort Option election must be considered when the insured has purchased this type of insurance protection. In essence, the insured's insurance carrier becomes the "substitute" for the "Uninsured/Underinsured" motorist.
Towing and/or Rental Reimbursement - This insurance protection provides coverage for the "Loss of Use" of a covered RV due to an accident.

Please contact us to discuss what is the best plan of insurance protection for you and your household.

(215) 646-0550
550 Norristown Rd
PO Box 506
Spring House, PA 19477
Click Here to Email Us

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We are licensed in PA, NJ, DE, MD, NY, VA, NC, VT, DC & NE

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The Miller Financial Group
550 Norristown Rd
PO Box 506
Spring House, PA 19477
(215) 646-0550
Click Here to Email Us

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The Miller Financial Group is an independent insurance agency located in Spring House, PA. Our passion is to be advocates for individuals, households, businesses and the public sector and provide insurance and financial solutions that reduce risk and uncertainty. Managing risk and uncertainty demands an understanding of "how to" control and/or finance the possibility of direct and/or consequential "costs of financial loss" inherent in the lives of people, households, private business and the public sector. Emanating from the financial risks and uncertainty associated with human life, the ownership and use of property, negligent actions that cause harm to others, and the resulting consequential loss of income are all possible outcomes that are best managed with the purchase of a sound and affordable plan of insurance protection.

We are appreciative of your visit and inquiry to our agency’s website. It is not our intention to provide you with an immediate solution or offer of insurance but offer our visitors the opportunity to explore the potential cost & underwriting considerations for various household and small business insurance products and other financial solutions.

Upon the conclusion of your visit and inquiry about our agency, we are suggesting that you contact us and request a contact from one of our licensed insurance agents. We would be thrilled to begin a conversation with you to answer your questions and discuss the possible next steps in developing a sound plan that will protect your household or business against the risks of a potential financial loss due to a covered peril and resulting in the loss of human life, injury to workers, damage to your property, home, automobile, business, and financial harm as a result of death, disability, a long term care event or the prospects of outliving your income during your retirement years.

The Miller Financial Group does not guarantee that our agency will be successful with a favorable offer and solution. We will do our best to “listen and better understand” what is your objective and financial need, and take the best course of action that will lead you to the most cost effective and sound insurance and financial plan of protection.

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